What These Terms Cover and How They Apply
When you create an 11kfb account, you accept these terms in full. They cover how your account is opened and used, how deposits and withdrawals through bKash, Nagad, and Rocket are processed, how disputes are handled, and what happens if your account is suspended or closed.
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We may update these terms at any time — if we do, we will notify you through your registered contact details or via a notice when you next log in. Continued use of your account after a change takes effect means you accept the updated terms.
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These terms do not override any applicable local law in Bangladesh or any other eligible region. If a clause conflicts with a binding local requirement, that local requirement takes precedence for you. Nothing in these terms creates a guarantee of continued service — availability depends on
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the region you are accessing from and the applicable legal framework there. Your account and the funds held in your account wallet remain subject to our verification processes at all times, including when you request a withdrawal through Nagad or Rocket.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.